At the current moment in time, according to the certificate, you can get 453,026 rubles. This amount has not changed since 2015. Not so long ago, the last time indexation was carried out on this payment. For the time being, the program is frozen. Payments and changes in this plan are not predicted. For 2017, changes in the amount of the certificate and indexation will not be carried out.
As for the registration of 25 thousand in cash in 2017 from maternity capital, everyone who managed to apply before the end of November 2016 will receive them. The issuance of money has not yet been stipulated, but in practice, payments are made at the beginning of next year. Such measures help families to withstand the financial hardships arising from rampant inflation and falling incomes.
It is noteworthy to pay attention to the aspect that initially the amount of family capital was 250 thousand rubles, but due to systematic indexation in 2015, it almost doubled to 453 thousand. In the last three years, the indexation of the size of the certificate is not provided.
In conclusion, we only recall that maternity capital is a program that is aimed at supporting families in which a second and subsequent children were born. It is now possible to use maternity capital funds for improvement living conditions, education of the child, pension provision for the mother, or for the equipment of an apartment for a child with disabilities.
Latest news of the Maternity Capital program
The most important change is that maternity capital will not be indexed in 2017. Usually, every year the government increases the amount by the amount of inflation. But last year, a bill was issued to “freeze” the amount of maternity capital until 2020. The decision was made taking into account the difficult economic situation in the country. Recall that the payment, which is due at the birth or adoption of a second child, now amounts to 453 thousand rubles.
In addition, maternity capital in 2017 will remain intact and indivisible. The State Duma has not yet supported the initiative to pay the amount in small portions, monthly. Pay monthly benefits instead of mother capital, they will, according to legislators, lead to inefficient spending of funds. Maternal capital is, first of all, non-material assistance, a contribution to the future of the child. According to Federal Law No. 256, mother capital can only be spent on: improving housing conditions, getting an education for a child (or children), forming a funded pension for the mother and purchasing goods and services for adaptation in the society of disabled children.
Another recent change in legislation, which may be adopted in 2017, concerns mortgages using maternity capital. It will be possible to take it only in banks or credit consumer cooperatives, it became known to readweb.org. That is, in those organizations that are under the control of the Central Bank. This proposal was made by the Ministry of Labor and while it is under consideration by the Government. Since 2015, it has been impossible to repay mortgages taken from microcredit organizations with maternity capital. Now, they will probably be joined by all other companies that provide financial services to the population, but are not transparent to the Central Bank.
So far, it is known that maternity capital will be provided to families until December 31, 2018 inclusive. This means that before this time, a second (or subsequent) child should appear in the family. The validity of the certificate itself is not limited by time. In addition, the Russian Ministry of Labor proposes to extend the program for 5 years - that is, until December 31, 2023.