The process of making bank cards itself goes quite quickly. Every day the bank can issue more than 1 thousand units of them.

The actual period for issuing cards takes a different period of time depending on two main factors:

1. Type of plastic (some cards take longer to prepare, some less).
2. The city in which the applicant wants to pick up the product (delivery to remote regions takes a long time).

Instant

Instant cards are made in a simple and recognizable design. Their front side consists of the number, validity period, logo of the banking institution, name of the payment system and built-in electronic chip. They are linked to an impersonal account. Such plastics arrive at bank branches in whole bundles, and can be stored there for up to several months.

When a person comes who wants to receive instant plastic, a bank employee takes his passport, enters the data from it into the system, and then attaches it to the existing card account number. The entire procedure takes no more than 5-10 minutes, after which the applicant leaves with a ready-made payment instrument.

However, such a rapid release comes with several disadvantages:

1. The card will not have the owner's name on it and will have to be entered each time from memory, and in Latin.
2. Small limits. For example, you can withdraw funds from instant debit plastic up to 50 thousand rubles per day, and up to 100 thousand rubles per month.
3. It is impossible to make contactless payments with such cards.
4. When re-issued, a new plastic card is issued, with a new number, and the old account is closed. This is very inconvenient if the owner needs to receive payments regularly.

How long does it take to get a Sberbank debit card?

The main purpose of a debit card is primarily to securely store the money that its owner deposited into the account. Registration of this type of plastic is available to almost every Russian who is already 18 years old. But there are also products in Sberbank that are specially created for younger people, and you can get them from the age of 14.

Unlike cards, which involve the issuance of borrowed money, debit cards are made a little faster. If the owner needs personalized plastic, then after submitting the application he will have to wait a minimum of 7 banking days, and a maximum of 14.

Sberbank credit cards

Obtaining credit cards from Sberbank is available only from the age of 21, provided that the applicant is a citizen of the Russian Federation and has temporary or permanent registration in the region where the branch is located where he plans to issue the product. As a rule, you can only use a valid civil passport to apply. But if a potential borrower has the opportunity to document his employment and level of earnings, then this will have a positive effect when determining the credit limit. In this case it will be larger.

Unlike all other cards, credit cards are issued according to a slightly modified scheme. One more step is added to the stages of its production - approval. This is necessary to evaluate the candidate and check her solvency and credit rating. This takes about 2-3 days, and sometimes more.

The issuance of a credit card itself lasts the same amount of time as a debit card, but taking into account the verification of a potential borrower, the total issuance period is 20 days or more.

Youth card

The youth card is a specially created product by Sberbank for the younger generation aged 14 to 25 years inclusive. Students and young people who do not have a permanent job are most interested in receiving it.

On average, its initial production takes no more than 10 banking days. But reissue due to loss or expiration will take longer - about 2-3 weeks.

This product is designed for profitable use of banking services with a minimum service fee of 150 rubles. in year.

Custom designed cards

When submitting an application for the issue of a bank card, a Sberbank employee first asks the applicant two questions:

1. What type of card does he want - personal or instant?
2. What design should it be made in - classic or individual?

The period during which plastics with an individual design are made is the longest at Sberbank. But it is extremely difficult to confuse it with another card. On average, the process can take a whole month, or even more. This is due to the waste of time on coordinating the design and providing the necessary documents for registration.

Salary (social)

Salary and social cards in Sberbank are most often issued on the basis of the Visa and MasterCard payment systems, but recently many orders of MIR plastic cards have been recorded. This proposal is interesting more for government agencies and budgetary organizations. They are massively transferring all employees from a foreign payment system to a domestic one, which is valid only in the Russian Federation. And since it was completely developed by Russian programmers, the production time of the tool itself was taken into account. We tried to reduce them as much as possible.

Now you can apply for and receive a salary card in about a week. But it should be noted that this applies only to payment products that are ordered as part of a salary project and the initiator of the issue in this case must be the employer company.

If a person wants to independently order plastic in order to receive a salary for it in the future, without being tied to a specific company, then the bank will set the type of product in this case as a debit card.

And for social plastics, owners can receive the following payments:

1. Pension payments.
2. Various benefits.
3. Social payments.
4. Compensation from the state, etc.

A person must deal with the procedure for registering them independently, without involving the organization that will transfer the money in the future. The period for issuing this type of cards is from 1 to 3 weeks.

Reissue of cards

All bank cards have an expiration date. For those issued on the basis of the Visa and Mastercard payment systems, as a rule, it is 36 months (3 years), and for MIR plastic cards - 60 months (5 years). The payment instrument itself always indicates in numbers the month and year until which it can be used. After this period, the holder must carry out a scheduled reissue of the card. To do this, you need to come to the branch where the account was opened 7-14 days before the end of the month indicated on the plastic.

Sberbank tries to create the most comfortable service conditions for its clients, therefore it automatically launches all cards into production a month - 3 weeks before their expiration date. Therefore, when a client comes to the office, he is immediately given a finished product, but for this he only needs to present a civil passport.

The design of the new payment instrument may differ from the previous one, but the number on it will remain the same. In addition, the PIN code does not change. It turns out that the card owner, after receiving it, only needs to perform activation.

But, in addition to the planned reissue, sometimes there are situations in which an early reissue is necessary. For example, if the card:

1. Lost.
2. Stolen.

The first thing its owner needs to do in this case is block the plastic. This measure is necessary to prevent fraudsters from stealing funds. To do this, you need to call the Sberbank hotline. After this, you can already submit an application for the production of a new card in your personal account of the Sberbank-Online service or at the institution’s office. This usually takes about 2 days.

If the client has changed his place of residence and it is inconvenient for him to receive a card after a free scheduled reissue where the account was opened, then he must personally visit the Sberbank branch geographically close to him at least two months before the expiration of the product’s validity period. Otherwise, you will have to pay a fee to order a card and it will have a different number.

How to find out when the card is ready

When submitting an application for the production of a bank card, the manager usually indicates an approximate time frame for when to expect the finished product. Notification of this usually occurs either by telephone call or SMS message to a previously specified number.

You can view the stage of plastic production in your Sberbank Online account. In the bank cards section, next to the ordered card, the status “Produced” or “Delivered” will be displayed.

You must pick up the card within the next two weeks. But if the client, for certain reasons, does not have time to invest within this period, then he needs to call the bank and ask to extend the storage period. For different types of plastics, the maximum period differs:

1. Standard credit plastics – up to 90 days.
2. Debit cards – up to 60 days.
3. Instant – up to 2 years.

What to do if your bank card is delayed

If the period that the bank manager approximately stated when submitting an application for issuing a card has already come to an end, and there has been no call or SMS message about the readiness of the product, then the customer should contact the institution itself for clarification:

1. Call the hotline - short number 900.
2. In person (you need to take an identification document with you - a passport).

Now citizens are offered many options for bank cards with different conditions, tariffs and specializations. In most cases, submitting an application is possible remotely without visiting a branch in person. It will not be possible to give a one-sentence answer to the question of how long it takes to produce a Sberbank card, since it is different for each type of card and certain factors and circumstances influence the duration itself.

? - the question is not acute, but frequent. The massive interest in debit cards of Sberbank PJSC is not accidental. This card product is extremely widespread throughout Russia and is issued as part of salary and pension projects, social programs, etc.

They have different functionality and design, and differ significantly in class and price of service. The release dates for different cards also differ.

The usual waiting time for a new debit card of Sberbank PJSC is 10 days.

The Bank needs this time for:

• receiving an application and questionnaire from the client;
• checking and processing data provided by the client;
• creating a card account;
• production of plastic media with individual data of the card holder.

Types of plastic cards of Sberbank PJSC

The functionality and design of Sberbank debit cards are very different from each other.

Cards are highlighted:

• debit;
• credit;
• salary;
• pension;
• youth;
• social;
• bonus;
• charitable;
• instant;
• with individual design.

This is not a strict classification. The same card can belong to several categories based on several separate characteristics.

Not all characteristics of Sberbank plastic cards affect the speed of their issuance, but only those on which the speed of their approval, production and registration depends.

Sberbank debit card production time

Here we will not touch upon release time. But let’s find out how long it takes to make a Sberbank debit card, or rather, different types of debit cards from this bank.

• Instant cards. The client can receive instant issuance cards literally in a few minutes after registration. The thing is that “instant” cards do not have a username. These cards are already ready and awaiting issue to the client, after their numbers are recorded in the agreement between the cardholder and the bank.
• Personalized cards. Personalized cards include all cards except instant ones. Usually they are produced no faster than 10 days after the client submits an application for a plastic card. The Bank does not report how long the production process itself takes and how much is spent on organizational issues.
• Salary cards. Cards issued as part of payroll projects of organizations do not differ from other personalized cards in terms of standards and execution technology.

Made in the same amount as other similar products. It may not be the process of issuing a card that will take more time, but the centralized processing of the application. Negotiations on the issue of cards, transfer of information and registration usually take longer than the time between the individual order and the issuance of the card. This is natural, because A complete package of documents for the organization is submitted to the bank, and this does not happen before the data of all future cardholders has been collected.

The wait for a salary card to be issued can be up to 21 days.

Plastic cards with individual design

Special drawings, inscriptions, photos of card users, etc. can be applied to such cards. The time of approval and development of the card layout must be added to the time of card production.

But usually the possibilities for individual creativity are limited by Bank standards. Therefore, the period for issuing a card with an individual design at Sberbank usually does not exceed 14 days.

Other Sberbank debit cards

Most other debit cards of Sberbank PJSC are issued within 10 days after the conclusion of the agreement. If no additional verification or registration is required, and the card is manufactured according to the established standard of the credit institution and plastic card manufacturer.

The platform on which the Sberbank debit card is issued: has little effect on the card’s production time, because These are ordinary standards and work with them is “put on stream”

5 minutes to read. Views 58 Published 07/27/2018

Sberbank offers clients numerous services and products, among which credit cards are considered popular. They are presented in several types. They differ from each other in their credit limit, grace period and other characteristics. But many people have a question about how much a Sberbank credit card costs. This process depends on the type of plastic, the region of residence of the applicant and the conditions of issue.

Types of Sberbank credit cards

When contacting this institution, a citizen can choose several types of credit cards. These include:

1. Instant card. In another way it is called “Momentum”. Such a credit card is prepared in advance, so it is issued to the client on the day of application. The credit limit on it does not exceed 120 thousand rubles. For regular customers the rate is reduced and therefore does not exceed 25.9%. The advantages of designing such plastic include instant registration, so you don’t have to spend more than 15 minutes on the process. The client only needs a passport. The credit card is provided to citizens from 21 to 65 years of age with registration in the region of issue. Additionally, a total of 5 years of experience and at least six months of experience in the current job are required.
2. Classic plastic. It is issued in different payment systems, so choose MasterCard Standard or Visa Classic. The limit on it can reach 600 thousand rubles. The rate starts from 25.9%. The cards have many unique features, which include participation in loyalty programs or the accrual of bonuses, the ability to use automatic payments or use plastic abroad. The card holder must have permanent residence in the issuing region. A decision is made to provide the product within two days. Classic cards can be intended for young people, citizens who regularly buy airline tickets, or people who want to pay with credit at gas stations. Each holder is offered favorable and unique conditions.
3. Gold cards. They are distinguished by advanced services, which include the possibility of using round-the-clock support or receiving a card if it is lost abroad. The daily limit for withdrawals through an ATM is 100 thousand rubles, and when using the company’s cash desk it is 300 thousand rubles. The limit reaches 600 thousand rubles, and the grace period is 50 days. Interest rate from 23.9 to 27.9%.

Any credit card has both pros and cons, so the client of the institution independently evaluates which option is most preferable for him.

How quickly can a credit card be issued?

The process of creating a credit card depends on its type and other features. For many people, the processing time for a Sberbank credit card is considered an important point, since they want to receive plastic as quickly as possible.

Important! You can inquire about the deadlines directly from an employee of the institution.

Classical

The most popular are classic credit cards, which have advanced functions and favorable conditions for using borrowed money. All such cards are personalized, since under such conditions the funds are protected from fraudsters.

Tariffs for Visa Classic credit cards from Sberbank

How long does it take to issue a Sberbank credit card? If you choose classic plastic, you will have to wait a few days. The period depends on the region of residence of the citizen, since in the capital a card is issued from 2 to 4 days, and in other regions the process can take up to 22 days. This period is influenced by various factors:

• the applicant's region of residence;
• whether the plastic is issued for the first time or is it being reissued;
• How far is the selected office from the central branch;
• what card design is chosen?

You can find out about the exact deadline by calling the bank's hotline. To obtain information, you only need to provide the citizen’s full name and region of residence.

Instant

Instant cards are quick to release, so they are produced in advance. They are not personalized, so they are issued on the day the citizen applies. There is no holder information on this plastic.

Tariffs for Visa Credit Momentum credit cards from Sberbank

Each bank branch has several such credit cards, which are issued to the client immediately after signing the agreement. The disadvantages of using a product of this type include the inability to use it for payments on the Internet or in other countries.

Credit card delivery service

It usually takes about three days to create a map. But delivery to the desired region can take from one day to several weeks. It is advisable to find out the exact deadline from the employees of the institution.

Important! Cards are created only in Moscow, so the delivery period depends on the region’s distance from the capital.

The cards are sent by the bank via airmail to other cities, after which they arrive at regional branches. Next, they are sorted, and only after that they are sent to the office where the client submitted the application. A card is provided after the information is verified and the contract is signed.

What determines the processing speed?

The period during which a credit card is created is influenced by several factors:

• the time required to calculate the limit and determine other conditions, and this takes about two days;
• the region's remoteness from Moscow;
• plastic design, since if it is unique, its production time increases;
• efficiency of work of specialists of the regional department.

The maximum period is 21 days. But usually in the central regions citizens receive credit cards 3 days after submitting an application.

Card reissue

If a citizen uses an instant card, it is valid only for one year. Holders prefer to replace such plastic with a classic or gold credit card. To do this, you must submit a corresponding application 45 days before the expiration date of the credit card.

You can re-issue it ahead of schedule if the holder has forgotten the PIN code, decided to change his personal data, or simply loses the plastic card. 150 rubles are paid for replacement. A new credit card is issued within two weeks.

Conclusion

Thus, Sberbank credit cards are presented in several types, so any citizen can choose the ideal option. The production time for plastic depends on its type and other parameters. Typically this period varies from 3 to 14 days.

If previously people kept money at home or in a wallet, today the best solution for their own savings is a bank card. The main advantage of such an instrument is that you can deposit unlimited amounts of money into your account. Russian citizens are gradually switching to services at Sberbank of Russia, which is the largest bank in the country. People who switch to services at Sberbank have a question: how long does it take to produce bank plastic?

To answer the question of how long it takes to produce a Sberbank card, you must first understand what types of plastic there are. By affiliation, bank plastic is divided into registered and unnamed. Cards that do not have the client’s personal data on the front side are classified as non-personal cards, and they are produced within 10-15 minutes. To do this, the client must first contact the bank, presenting the required documents. The personalized type of plastic takes much longer to produce.

The period for issuing a personalized Sberbank card is on average from 10 to 14 days. This period of time is allocated not only for the production of the card, but also for the processing of the client’s personal data. The bank makes inquiries to various banking institutions to ensure that there is no debt. To find out how long it takes to prepare a card from Sberbank, you need to consider all types of plastics offered to the population by this institution.

How long does it take to get a debit card from Sberbank?

The main purpose is to save the client’s personal financial resources. Anyone who has reached the age of majority can apply for this type of plastic card at Sberbank. There are tools that can be obtained even from the age of 14. To receive a debit product, you will need to come to Sberbank, then submit the appropriate application and wait for the card to be produced. Unlike a credit card, a debit card is produced much faster. This is due to the fact that its registration does not require lengthy processing of information.

How long does it take to make a Sberbank card intended for storing personal savings? Initially, the bank employee will find out whether the client needs an urgent card. If the client needs urgent plastic, then a debit called Momentum will be issued for him. It is issued almost immediately after completing the contract. A Sberbank personalized card is issued within at least 10 working days. A Sberbank card with an individual design requires more time to issue, so the procedure takes on average at least 3 weeks.

This is interesting! You can find out the readiness of bank plastic at the Sberbank branch where the application was submitted. If you can’t contact the bank, you can track your readiness via the Internet.

How long does it take to get a Sberbank credit card?

How long does it take to get a credit card from Sberbank? The production of this type of plastic requires more time, since the banking institution needs to check all the data on the client. In addition, how long to wait for a Sberbank credit card is influenced by such factors as the method of issuing it. If the plastic was ordered through the Sberbank Online service, the release time is increased by 3-5 days. If you need to get a banking product faster, you need to visit a bank branch and leave the appropriate request.

As soon as the bank accepts an application from a client for the production of a personalized Sberbank credit card, it will be possible to receive plastic no earlier than in 2 weeks. Why do you have to wait so long for a credit card? An application for its receipt is sent to the central office of the bank, after which it is processed. It takes about 5-7 days to process and verify the data, and only after that a permit to produce plastic is issued. The production time for the plastic itself is 1 day (except for cards with an individual design), but after its release, it still needs to be delivered to the bank branch where the client submitted the application.

Sberbank also issues a Momentum credit card, which you can get quickly. You can receive it on the same day of application, so if you need to obtain a non-registered loan product, you can always count on receiving it in an expedited manner. At the same time, you should not count on an amount of more than 150 thousand rubles in your instant product account, since this is the maximum limit.

This is interesting! Momentum credit card holders who need to get another credit card should know that to do this they need to cancel the instant product. Momentum plastic has free service, but at the same time has a low level of personal data protection.

How much does it take to make a Sberbank salary and social card?

Let's figure out how much they make a salary or social card at Sberbank. The peculiarity of these two instruments is that money is transferred to the client’s account from the outside. This is a work organization in which the employee works, as well as the state, which pays a monthly pension in a certain amount. The production of salary and social types of cards is a free procedure, but only bank employees can answer the question about the timing of their production.

On average, it takes about 2 weeks to produce these types of cards, but it all depends on the situation. After all, not only the client’s user data is taken into account, but also the organization that plans the calculation of wages or pensions. The minimum production time is 1 week, and the maximum does not exceed 21 days.

This is interesting! To receive wages, plastic is produced that supports the Visa and MasterCard payment systems. However, requests for cards called MIR are increasingly being received.

If you need a card reissue

Each plastic card has its own limited validity period, which is 3 years for Visa and MasterCard, and 5 years for the MIR card. At the end of the validity period, you need to get a new plastic. To do this, the client, during the last days of the product’s expiration date, should contact the Sberbank branch where it was issued. The new plastic will already be ready, so you will need to present your passport to confirm your identity, then sign and receive the product.

This is interesting! The design of the new product may be different, but the 16-digit number remains the same as on the old card. In addition, the PIN code remains the same, so once received, no settings or changes are required, except for product activation.

Receiving a new banking product due to the expiration of the card is called a planned replacement. To prevent customers from experiencing discomfort, Sberbank automatically starts plastic production 2-3 weeks before the expiration date. However, there are situations where it is urgent to replace a product. Emergency situations include cases when you need to get a new card due to the loss or theft of your old one. In such a situation, the client should initially block the lost or stolen product, and only then resort to writing an application to receive new plastic.

The card must be blocked so that the person who finds it or the fraudster cannot use the funds. If this happens, then the credit funds will need to be returned, and if it is a debit product, then no one will return the money spent by the scammers to you. If you need to urgently release a product, you will need to wait at least 2 weeks after submitting your application. After this period, the client can be informed that the product is ready, so they can come back for it. Sberbank does not send cards by mail, so you must come to the branch with your passport to receive the card.

On emergency cards, the 16-digit number is changed and a new PIN is sent. This is a mandatory measure, since the old card was blocked and therefore cancelled. If after some time the old card is found, it will be impossible to use it after blocking.

Production of other card products

Card production times depend on what type of product the client chooses. Let's look at the main types of bank plastic and find out the timing of their production.

1. Youth offers. This is plastic that is issued to persons aged 14 to 25 years. Schoolchildren or students who do not yet have a regular income can get such credit cards. The production time for this offer is 10 days, and annual maintenance is 150 rubles.
2. Personalized with individual design. The client chooses the design of the future plastic from the proposed list. On average, it takes at least 3 weeks, and sometimes even 1 month, to produce an individual design. If you order this type of product, you should wait at least 1 month for it.

The production of MIR cards takes the same amount of time as for the VISA and MASTERCARD payment systems. You can find out about the readiness of a banking product in different ways, but usually the bank notifies the client about this automatically. An SMS message is sent to your phone or a call is received, where the operator informs you that you need to come to the branch to receive a card. To pick up a bank card, you need to come along with your Russian citizen’s passport.

More and more people are switching to plastic cards, as it is more profitable and convenient compared to cash. In our country, one of the largest and most reliable banks is Sberbank. If you decide to open one in a major Russian bank, then first of all you should familiarize yourself with how long it takes to produce a card and the features of the banking product.

Production time for instant and personalized cards

The main purpose of a bank card is to store client funds and make non-cash payments. With its help you can pay utility bills, mobile communications, State Traffic Safety Inspectorate fines and much more. To apply for a card, you will need to contact a branch or leave an online application on the official website sberbank.ru.

How long it takes to produce a banking product depends on the following factors:

• plastic production time,
• type of banking product itself,
• delivery locations.

For example, an instant card is issued immediately at the branch. To apply, you will need a passport and a completed application. After which the employee will issue the card, activate it and help you create a security PIN code. Now you can use it immediately. Registration of an instant card takes about 15-20 minutes.

The personalized card takes 3-10 working days to prepare. Plastic with an individual design will be ready after approval of the new layout and delivery to the department.

Important! Each card has its own expiration date, and after 3 years it will be reissued. You must receive new plastic from the department where it was issued. When ready, the bank will send an SMS notification.

Production time for a youth card

The youth debit card is designed to store funds for clients aged 14 to 25 years (inclusive). This product is popular among students and young people who do not have a permanent job.

A specialist will tell you how many days it takes to produce a banking product during registration. As a rule, this is standard for the bank 3-10 working days.

Other debit cards

Debit cards include salary and social cards. In the first case, public or private organizations transfer money for work performed. In the second option, a pension and various social benefits are credited to the account.

Production time depends on a number of factors. So, if the employer independently collects the necessary documents, then it will be possible to receive plastic faster than if you go to the department yourself. To receive it, employees do not need to go to the Sberbank office; the card will be delivered to their place of work in a special envelope containing the card itself and a security PIN code. Usually, Issuing a card within the framework of a social or salary project takes from 7 to 21 working days.

Cards with individual designs take longer to make. Interestingly, you can put any image on plastic. To apply for a banking product, you will need to fill out an application, provide the employee with the necessary documents and a future image that will be placed on the card.

The release of plastic depends on the approval period of the applied image (1-5 working days) and its production. As a rule, you can receive such a banking product a month after its registration.

How to find out about readiness

When applying for a debit card, a specialist will indicate the time frame for producing the card and receiving it. In addition, as soon as it arrives at the branch, an SMS message will be sent to your mobile phone number indicating that the card is ready. After this, you need to go to the Sberbank office where the registration took place and get the plastic. Next, the employee will help you activate your debit card and assign a security PIN to it. After which you can use the banking product for various calculations.

If after the specified period the SMS message has not been received or you would like to know about the readiness of the card, you can use one of the following methods:

• Sberbank customer support service,
• Internet.

You can call the hotline at any time and check with an employee about the location and readiness of the card. The operator will ask several questions for security purposes and if the plastic is ready, the specialist will tell you which branch and address you can pick it up at. If the debit card is not ready yet, then the operator will tell you the approximate date when it will arrive at the Sberbank office.

If you have a personal account in Sberbank on the official website or in the application, you can go to your personal account and see the degree of readiness of the card, where it will be delivered, as well as the approximate delivery date.